Car insurance named drivers law

 · Standard car insurance policies usually come with some form of permissive use, which means unnamed drivers have some protection under your policy while driving your car. In a named driver policy, or a named operator policy, only drivers explicitly named in the policy are covered. If someone else who is not listed on your policy drives your vehicle, they will not be Estimated Reading Time: 6 mins.  · Named insured drivers typically are the owners of an insurance policy on a car they own or lease. Policies can have more than one named insured driver—a spouse, for example. Additional drivers may be listed on a policy, but only named insured drivers can make changes to a www.doorway.ruted Reading Time: 5 mins. House Bill means good news for Texas drivers. It does two things: It prohibits insurance companies from using “named driver” policies, and. It limits “named driver” exclusions to those who are specifically named instead of merely naming a class of persons to be excluded.

Named driver insurance, sometimes known as additional driver insurance, is the additional cover that can be extended to other drivers on your car insurance policy. You, as the main driver, and any named drivers will all be legally allowed to drive your car. Adding a named driver to policy can reduce your premiums, as well as making it cheaper for the named drivers to be insured, especially if they’re a young driver. Some insurers will allow you to add up to three named drivers to your policy. Named insured drivers typically are the owners of an insurance policy on a car they own or lease. Policies can have more than one named insured driver—a spouse, for example. Additional drivers may be listed on a policy, but only named insured drivers can make changes to a policy. AUSTIN, Texas – Dec. 13, – For drivers who currently drive with a named driver auto insurance policy in Texas, will be a year of change. Effective Jan. 1, , the writing and renewal of named driver policies will be prohibited in the state by House Bill Prevalent in Texas and historically less expensive than a standard policy, a named driver policy provides auto coverage to those listed on the insurance policy but does not provide coverage for household members who are.

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